At IQUW and ERS we underwrite the world’s specialist risks to protect our client’s enterprises, livelihoods and passions.

We are an insurance business comprised of two Lloyd’s of London syndicates; ERS, the UK’s largest specialist motor insurer at Lloyd’s, and  IQUW which consists of a global Property and Specialty insurer based in London and a Bermuda based reinsurance platform.

ERS was established over 75 years ago and works with insurance brokers to underwrite all types of vehicles from everyday cars, vans, supercars, classic collections, and fleets of vehicles to combine harvesters, batmobiles and even the Gumball 3000 rally. Many of our products are distributed digitally, using the latest data enrichment and pricing modelling to provide the best cover and price to our policyholders. For the more complex risks, our teams of expert underwriters are on hand to understand the risks in more detail and ensure policyholders have the right cover.

IQUW was formed in 2021 and is a Property and Specialty insurer and reinsurer that combines digitalisation and intelligent automation with human expertise to make fast informed decisions providing a seamless service to our brokers and clients. Also in that year, we launched a new operation in Bermuda focused on reinsurance.

IQUW has a diverse portfolio of insurance products including Aviation, Cyber, Cargo, Crisis Management, Marine, Political Risk, Energy, Delegated Authority Property, Direct & Faculative Property, Directors & Officers, Financial institutions, Political Violence and Terror and War risks, plus Reinsurance for Property Treaty International and specific to the US and Specialty Reinsurance, both written in Bermuda.

Together, IQUW and ERS form IQUW Group, the 15th largest Managing Agency at Lloyd’s, writing more than $1.3Bn of specialty business in 2023.


ERS begins insuring munitions from WWII battlefields in France1946
ERS becomes a leading employer in South Wales, launching Swansea operations hub1994
ERS bought by investors, Aquiline Capital with commitment to ‘motor only’ strategy2013
ERS established for 70 years and largest motor insurer at Lloyd’s of London2016
ERS launches digital platforms eTrade and Plug into ERS for seamless trading2019
ERS acquire Arcus to diversify into Property and Specialty (re)insurance with new investor Abry2020
IQUW brand launches with 11 new lines of business
IQUW acquire Agora to accelerate growth in Speciality2021
IQUW bermuda launches focusing on Reinsurance
IQUW launches Aviation and crisis management products2022
IQUW wins insurance Insider MA Transaction of the Year
IQUW Group moves into new HQ at 30 Fenchurch Street, London2023
IQUW shortlisted for Insider Honours Carrier of the Year and Insider P&C Honors (Re)insurer of the Year
IQUW Group premium expected to reach $1.59bn in 20242024

IQUW Group brands

IQUW – Intelligent underwriting

IQUW is a Property and Specialty insurance and reinsurance business, developing a new way to combine data, intelligent automation and human expertise to make smart decisions, fast. IQUW provides insurance cover for Aviation, Cyber, Cargo, Crisis Management, Marine, Energy, Property, D&O, Financial institutions, Political Violence and Terror and War risks, plus reinsurance for both Property Treaty International and specific to the US and Specialty Reinsurance.

ERS – The specialist motor insurer

ERS is the UKs leading specialist motor insurer and provides a range of motor insurance via a network of nationwide insurance brokers. ERS’ insurance products are provided through Lloyd’s and include cover for supercars, sports people and celebrities, private cars, classic cars, vans, taxis, minibuses, fleets, agricultural vehicles, special commercial vehicles and motor breakdown.

Working at IQUW Group

IQUW Group is a collaborative, innovative and dynamic workplace that values and empowers team members. Our team tells us that working at the IQUW Group is rewarding, purpose driven and, importantly, fun.

Join our Swansea team

Enjoy working in a busy, friendly team?
We have a number of roles at our Swansea office. Click below to find out more.

Unlocking potential

“I managed to strike a balance and prove that personal growth is achievable even amidst the joys and challenges of parenthood!”

Green fingers

“It’s inspiring to see colleagues giving their time, skills and energy to make a positive impact in the community.”

Finance at IQUW Group

“A typical day in my role is anything but typical!” Find out more about Charlotte Constables role as a Managing Agency Chief Financial Officer at IQUW Group.

Our commitment to building a better business

We understand that what we do affects the environment, society, and the people we work with. That’s why we’re dedicated to including Environmental, Social, and Governance aspects in how we do business and make decisions. Learn more about how we’re striving to create a more responsible business.


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